Terms & Condition of Use

By using this website and in consideration of us providing you with access to this website, you agree to the following Terms and Conditions of Use. We may change the Terms and Conditions of Use without notice. A version of the current Terms and Conditions of Use will be available on this website as they are changed. By continuing to use this website you accept the Terms and Conditions of Use as they apply from time to time.

1. Copyright

This website, including its design, layout, text and images (“John Brennan Material”) and all intellectual property rights in John Brennan Material are owned by or licensed to On the Dot Communications (“On the Dot Communications”). All On the Dot Communications’ rights are reserved. Except for the purposes of viewing this website, John Brennan Material may not be reproduced, transmitted, adapted, distributed, sold, modified, published or stored by you other than with the written consent of On the Dot Communications or as permitted under the Copyright Act 1968.

2. Third party websites

This website may contain links to, or display content from, third party websites (“Third Party Material”). On the Dot Communications makes no warranties or representations regarding the quality, accuracy or completeness of Third Party Material or that Third Party Material does not infringe the intellectual property rights of any person. On the Dot Communications is not authorising the reproduction of Third Party Material by linking to or framing third party websites. Links are provided for your convenience only. On the Dot Communications does not endorse or approve Third Party Material or the conduct of third party websites. Accessing links to third party websites and use of, or reliance upon, Third Party Material are solely at your own risk. On the Dot Communications accepts no responsibility and will not be liable for any loss or damage whatsoever suffered as a result of accessing, use of, or reliance upon Third Party Material.

3. Disclaimer

Although every reasonable effort has been made to ensure that John Brennan Material is accurate and up-to-date, On the Dot Communications does not warrant the quality, accuracy or completeness of John Brennan Material contained on this website. The information on this website is not intended to be a complete and current statement of the home loan or home finance market and is not, and should not be relied upon as, financial advice. If you place any reliance on John Brennan Material, you do so solely at your own risk. Your use of this website is not intended to, and does not create any relationship of client-Mortgage Broker between you and On the Dot Communications. On the Dot Communications will not be liable in any way whatsoever (including for negligence) for any loss, damage (including incidental, special or consequential damages), costs or expenses suffered, arising out of, or in any way connected with: (a) John Brennan Material; or (b) Third Party Material, to the extent permitted by law. All warranties and conditions (whether express or implied) are hereby excluded to the extent permitted by law. You may have rights under the Australian Consumer Law or other rights in relation to the supply of services that cannot lawfully be excluded by On the Dot Communications (Non-excludable Rights). To the extent permitted by law, On the Dot Communications’ liability in respect of any Non-excludable Rights shall be limited, at On the Dot Communications’ option, to the supply of the services again, or the payment of the cost of having them supplied again.

4. Privacy

When you access this website, we may record your server address, domain name, the date, time and duration of your visit and the pages you accessed, for statistical and security purposes only. This information, and any other information you supply (for example, if you send us an email) will be treated in accordance with our Privacy Policy.

5. Cookies

When you interact with us through this website, we may use a feature of your browser called a cookie to assign your computer a ‘User ID’. Cookies do not contain information by which we can identify you. They identify your computer to our servers. You may configure your browser so that you are notified before a cookie is downloaded or so that your browser does not accept cookies. We may use information contained in cookies to improve the functionality of this website and for security purposes. To disable your cookies, please refer to the help menu within your Internet browser.

6. Jurisdiction

These terms and conditions are governed by the law in force in New South Wales, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of New South Wales, Australia and all courts of appeal from them, for determining any dispute concerning these terms and conditions.

7. Further information

If you have any queries or would like further information about our website’s terms and conditions of use, please contact us at john@johnbrennan.com.au

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